Ultimate credit scoring solution
by SEPA Cyber Technologies
Credit risk scoring is a credit decision engine that helps banks and financial institution to improve credit quality and acceptance rates through the use of big data. Our virtual scoring and rating system is a reliable solution to keep manual work at minimum and give your customers fast services.
Choose between build-in or custom virtual scoring and rating solution by SEPA Cyber Technologies.
With SEPA Cyber’ virtual scoring and rating system you get
We offer both virtual scoring engine and rating system that enable lenders to accurately predict borrower’s payment behavior, helping them make informed and more profitable credit decisions in real time.
- Back office to manage credit quality and fight fraud
- Fully automated scoring engine
- Credit decisions in real time
- Removes the risk of human error or personal judgement
Your best solution if you need
Scalability
Adding additional service is now easier with MuSe.
Automation
Keep manual work at minimum.
Full compliance
Our built-in features and flexible solution will meet your country restriction.
Back office interface
Seamless back office to manage credit quality and fight fraud.
Powerful tool for your business
Reliable solution using big data.
More than just a
scoring and rating system
Worldwide availability
Scoring and rating for people all around the world.
Trustful partner
We are always working to provide A-to-Z solution.
Easy integration
Just a few clicks to go live.
Step by step to
complete solution
Book a meeting
Fill our form and one of our experts will contact you.
Project scope and offer
Modularity means customer offer for each client.
Sign up
SEPA Cyber Technologies is happy to be part of your payment journey.
Why stopping here?
Give it all with our additional services
We can consult you in every aspect of
your financial journey
SEPA Cyber’ team can guide you through the entire process. Our software can be easily
integrated with any bank core or credit platform via a simple REST API. We can also help you with.
- Risk management
- Country restriction
- Specific financial regulation
- Strategic planning